You have a powerful tool to stop them: Bankruptcy halts most civil judgments and garnishments, except for those related to fraud or other intentional misconduct, including those relating to wages and bank accounts. In fact, under bankruptcy laws dealing with “avoidable preferences,”you can sometimes recover wages garnished within 90 days prior to your bankruptcy filing.

Creditor harassment increases the already high level of stress that accompanies overwhelming debt. How can you legally prevent creditors from contacting you? If creditors are harassing you, we can work to quickly stop all letters, calls and other harassment tactics.
How? Because federal consumer protection and bankruptcy laws provide strong protection against creditor harassment. Creditors are barred from contacting you from the day you file for bankruptcy. Once you file for bankruptcy protection, credit card companies, collection agencies, car dealerships, banks and mortgage lenders break the law if they choose to contact you regarding debt collection.
Even before you file for bankruptcy, creditors will most often cease to harass you. Instead, they will contact your bankruptcy attorney. Once you retain us to handle your bankruptcy case, we can effectively stop further creditor harassment. Even if you choose not to file, we can pursue legal action against your creditors if they are violating consumer protection laws.